It can be exhilarating and challenging to move around, and while not moving to another country, you could move to rent somewhere on another street away from the family home.
You can find that turning utility services on and off, setting up mail forwarding, and arranging for furniture is time-consuming and sometimes a waste, especially if your move is not permanent.
While you are supposed to do all this, people fail to update general information such as addresses, etc. Now, you may wonder, how long can I use my parent’s address as my permanent address? It’s a tricky question regarding your driving license and car insurance.
In our guide, you can learn more about, can I register my car at my parent’s address? By the end, you’ll find the answers to this, and also, is it possible using parents’ address for car insurance if your circumstances have changed? (Learn How To Identify Unknown Camshaft)
Vehicle and License Information Provided
Vehicle registrations and driver’s licenses are two of the things that require an address change most frequently. Every state requires you to update your address with every relocation and do so within thirty days.
Reasons for this are the police need to know where to locate you should you break the law, be involved in an accident, or do something as simple as not paying in a toll lane.
In addition, driving licenses are used for tax purposes, voter registration, and confirming residency and domicile. In most states, you’ll be committing a crime if you neglect to update your license or registration since these are vital for state and federal governments.
Vehicle Insurance Policy
Contacting your insurance company is another essential place to update your address. This is especially true of vehicle insurance, even though most health and life insurance companies also demand it.
Based on the relative risk involved in living and driving in that place, these companies frequently use your residence to calculate insurance rates. A breach of your insurance agreement could occur if you don’t timely update your address and still have your old address after moving.
With this, for example, of course, you’d find it utterly devastating to find your car accident claim rejected and your car insurance policy canceled by simply failing to change your address.
How to Change Addresses?
Many people believe that sending a forwarding notice through the US Postal Service is sufficient to notify everyone of a transfer. When you want to update your address, many government agencies, including the Department of Motor Vehicles, must be notified directly.
It’s possible that other organizations, particularly those that handle your money, including banks and insurance firms, will also need personal information.
Fortunately, most have websites that greatly simplify the procedure. Any might charge a small fee, especially if new identity documents need to be made or the update needs assistance. (Learn How To Rev Your Engine While Driving)
Can I Keep My Parents Address on my Driving License?
As long as you live at your parent’s address, you may continue to use their address on your driver’s license. However, your driver’s license address should be your home address if you do not dwell there.
Do I Need to Change My Address on my Driving License After Moving?
You must ensure this is addressed within 30 days of moving. At the same time, laws state to update your driving license and vehicle registration from your parent’s address, for example.
Moving from an old apartment to a new one can be thrilling and exciting but comes with stress. If you fail to notify your insurance provider of your new address after relocating, you risk being charged with a breach of contract.
The consequences could be utterly devastating if your insurance contract was canceled or you faced a denial of the claim on your insurance policy. You have 30 days after moving to notify the DMV and change your address on your driver’s license, permit, vehicle records, and non-driver ID.
Since your vehicle and license records are not connected, you will need to update both registration documents separately. The DMV will mail you critical notices and legal documents. Use the same address for all your applications, transactions, and documents; it is encouraged.
As was previously said, the U.S. Postal Service does not notify the DMV when you change your mailing address. Therefore, just because you’ve updated your address with them doesn’t show that your DMV records will also be updated immediately. You must let the DMV know if your mailing address has changed.
Generally, you have three ways to update the address on your driving license:
Complete the Application for Change of Address and mail it to the government office. To update your address by mail, you must meet specific requirements.
- Your driver’s license cannot be out of date.
- A non-commercial driving license is required.
- You must be 18 years old and not hold a learner’s permit or provisional license.
- You need a valid driver’s license (not revoked or suspended)
- A registered Social Security number is required.
- You have to be an American citizen.
Mail the application and pay the fee to the address listed at the top of the form when you have completed, signed, and paid all necessary fees. You may have to wait at least ten days for it to be processed.
The most straightforward and convenient approach is to give notice and update your address online. If you match the criteria, you can give notice of a change of address online.
If you cannot update your address online or by form through the mail, you can fill out the Application for Change of Address and take it to any nearby driving license office.
What Happens When I Don’t Update My Address?
Moving out of your parent’s house and not informing the relevant parties about your primary address could lead to various problems. This is especially true if you are not a college student. The following are some things that could take place:
Your insurance provider has the option to drop you from coverage. If your insurance company discovers that you have misled your address to get lower premiums, they may end your policy altogether.
You may pay the higher rates retroactively if there is a rate rise. In addition, your insurance company may send you a charge for the amount you need to have been paying if you have been living at your new address for a considerable time.
It is possible that the insurance company will not pay out on the claim if you do not change your address to match the location of your primary residence at the time of the claim.
Insurance fraud charges. The worst possible outcome is for insurance companies to accuse you of insurance fraud and initiate legal action against you because of their suspicions. (Learn How To Clean Car Battery Terminals With Vinegar)
If you continue to use their address after having moved out of your parents’ home a year ago, you risk having your insurance coverage canceled or your claims rejected. This is especially true if the region in which your parents live offers lower insurance premiums.